The best way to start a new year is with a plan. The best kind of plans are those that your future self will thank you for later down the road. Here are some new year savings hacks that will have you saying “great job, self!” later in the year:

Take Cashback: Whether you’re buying a new outfit, shoes, or a snack, get just a little cash back. If you’re willing to treat yourself now, why not treat yourself later? Even a couple dollars can add up.

Purchase Investment Items: Sometimes the cheaper the option, the more willing we are to buy. But this isn’t always the best way to go. Whether it be a dining table, bed, couch, etc., it’s important to buy the good stuff. While expensive doesn’t always mean better, sometimes investing a little more into better materials can go a long way in saving money. This is a great way to help manage money better- it takes awhile to save up to purchase more expensive items.

Try a 52-Week Challenge: If you’re not sure where to start, the simplest way to get a chart is by a google search. That’s right. Many people have successfully done this challenge. Some even help you save up to $10,000 a year! It’s best to start this challenge as soon as possible so that you can save as much as possible.

Save Change: As silly as it may seem, saving coins and a few dollars from your wallet can really add up. Designate a bucket or a small bank to drop coins in after grocery shopping. If you’re not very good at remembering to dump your change, try keeping a coin bank in the back of your trunk where you typically put your groceries. Saving change is a great way to earn spending money for yourself if you want to try to earn up to $100.